论文标题
根据计算规格对保险申请的自动验证
Automated Validation of Insurance Applications against Calculation Specifications
论文作者
论文摘要
保险公司依靠其传统保险系统（LIS）来管理日常运营。这些LIS按照公司的业务规则运行，这些规则在计算规范（CS）表中正式指定。为了满足不断变化的业务需求，保险公司越来越多地将其过时的LIS转换为现代政策管理系统（PAS）。此类PA的质量保证（QA）涉及对LIS相应的CS表的计算实施的手动验证。这种手动质量检查方法是努力且容易出错的方法，可能无法检测到PAS实施中的不一致，并最终导致货币损失。为了应对这一挑战，我们提出了一种新型的低代码无代码技术，以自动验证针对CS纸的PAS实施。我们的技术已在一家大型保险公司的数字化转型项目中进行了评估，该项目通过254个政策进行了12个现实世界的计算。评估导致对常规手动验证方法的努力节省约92％。
Insurance companies rely on their Legacy Insurance System (LIS) to govern day-to-day operations. These LIS operate as per the companys business rules that are formally specified in Calculation Specification (CS) sheets. To meet ever-changing business demands, insurance companies are increasingly transforming their outdated LIS to modern Policy Administration Systems (PAS). Quality Assurance (QA) of such PAS involves manual validation of calculations implementation against the corresponding CS sheets from the LIS. This manual QA approach is effort-intensive and error-prone, which may fail to detect inconsistencies in PAS implementations and ultimately result in monetary loss. To address this challenge, we propose a novel low-code no-code technique to automatically validate PAS implementation against CS sheets. Our technique has been evaluated on a digital transformation project of a large insurance company on 12 real-world calculations through 254 policies. The evaluation resulted in effort savings of approximately 92 percent against the conventional manual validation approach.
