ICS 03.060 CCS A11 团体标准 浙 江 省 金 融 学 会 发布 T/ ZJFS 0 10—2024 银行业金融机构转型贷款实施规范 Standard of T ransition Loans Implement in B anking Industry 2024 - 02 - 04实施 2024 - 02 - 04发布 全国团体标准信息平台 T/ ZJFS 0 10—2024 I 目 次 目 次................................ ................................ ................................ ................................ ........ I 前 言 ................................ ................................ ................................ ................................ ..... III 引 言 ................................ ................................ ................................ ................................ ...... 4 银行业金融机构转型贷款实施规范 ................................ ................................ .......................... 5 1 适用范围 ................................ ................................ ................................ ............................... 5 2 规范性引用文件 ................................ ................................ ................................ .................... 5 3 术语和定义 ................................ ................................ ................................ ........................... 5 3.1 转型金融 ................................ ................................ ................................ ................................ ....... 5 3.2 转型贷款 ................................ ................................ ................................ ................................ ....... 5 4 实施通则 ................................ ................................ ................................ ............................... 5 4.1 支持范围 ................................ ................................ ................................ ................................ ....... 5 4.2 管理机制 ................................ ................................ ................................ ................................ ....... 6 4.3 实施原则 ................................ ................................ ................................ ................................ ....... 6 5 转型贷款业务流程 ................................ ................................ ................................ ................ 7 5.1 贷前调查 ................................ ................................ ................................ ................................ ....... 9 5.2 转型目标与方案 ................................ ................................ ................................ ........................... 9 5.3 贷款审批 ................................ ................................ ................................ ................................ ..... 10 5.4 贷款发放 ................................ ................................ ................................ ................................ ..... 10 5.5 贷后管理 ................................ ................................ ................................ ................................ ..... 10 6 监督检查 ................................ ................................ ................................ ............................. 11 附录 A ................................ ................................ ................................ ................................ .... 12 全国团体标准信息平台 T/ ZJFS 0 10—2024 II 附录 B ................................ ................................ ................................ ................................ .... 14 参考文献 ................................ ................................ ................................ ................................ . 16 全国团体标准信息平台