ICS 备案号： 中华人民共和国金融行业标准JR JR/T 0055.2—2009 银行卡联网联合技术规范 第2 部分：报文交换 Technical specifications on bankcard interoperability —Part 2: Message interface 2009-06-01 发布 2009-07-01 实施 中国人民银行 发布 JR/T 0055.2—2009 I 目 次 前 言 .............................................................. ................ 1 1 范围 ............................................................. ................... 2 2 规范性引用文件 ........................................................ .............. 2 3 术语和定义 .......................................................... ................ 2 3.1 请求报文 request message ........................................................... 2 3.2 应答报文 response message .......................................................... 2 3.3 通知报文 advice message ............................................................ 2 4 符号 ............................................................. ................... 2 4.1 数据类型符号 ......................................................... ............. 2 4.2 报文格式符号 ......................................................... ............. 3 4.3 报文域强制性和条件性符号 ................................................... ....... 4 5 报文结构 ........................................................... ................. 5 6 报文头 ............................................................ .................. 5 6.1 域说明 ............................................................ ................ 5 6.2 正常报文的报文头 ....................................................... ........... 8 6.3 拒绝报文的报文头 ....................................................... ........... 8 7 报文类型 ........................................................... ................. 8 7.1 版本号 ............................................................ ................ 8 7.2 报文类型标识符 ........................................................ ............ 8 8 报文位图 ........................................................... ................. 9 9 报文域说明 .......................................................... ................ 9 9.1 报文域目录 .......................................................... .............. 9 9.2 域2 主账号 Primary Account Number (PAN) ........................................... 14 9.3 域3 交易处理码 Processing Code .................................................... 15 9.4 域4 交易金额 Amount, Transaction ................................................... 15 9.5 域5 清算金额 Amount, Settlement .................................................... 15 9.6 域6 持卡人扣账金额 Amount,Cardholder Billing ........................................ 16 9.7 域7 交易传输时间 Transmission Date and Time ......................................... 16 9.8 域9 清算汇率 Conversion Rate, Settlement ............................................. 16 9.9 域10 持卡人扣账汇率 Conversion Rate, Cardholder Billing ............................... 17 9.10 域11 系统跟踪号 System Trace Audit Number ......................................... 17 9.11 域12 受卡方所在地时间 Time, Local Transaction ...................................... 17 9.12 域13 受卡方所在地日期 Date, Local Transaction ....................................... 18 9.13 域14 卡有效期 Date, Expiration ..................................................... 18 9.14 域15 清算日期 Date, Settlement .................................................... 18 9.15 域16 兑换日期 Date, Conversion .................................................... 18 9.16 域18 商户类型 Merchant's Type .................................................... 19 9.17 域19 受理机构国家代码 Acquiring Institution Country Code ............................. 19 9.18 域22 服务点输入方式码 Point Of Service Entry Mode Code .............................. 19 JR/T 0055.2—2009 II 9.19 域23 卡序列号 Card Sequence Number ................................................ 20 9.20 域25功能代码 Function Code ...................................................... 20 9.21 域26 服务点 PIN获取码 Point Of Service PIN Capture Code .............................. 20 9.22 域28 交易费 Amount,Transaction Fee ..........